Understanding Static Caravan Insurance Coverage

Static caravan insurance is ideal for caravans that are permanently pitched in one location such as Holiday Park. It is normally referred to as mobile home. While the touring caravan is often used to travel from place to place, the static caravan will probably stay in one location for a long time. Static caravan normally has its own plumbing and permanent electrical lines and it should be insured as you would your primary home. But what insurance coverage you should look when asking for Mandura caravan insurance quotes for your static caravan?

•    Insurance cover for damages caused by storm

Static caravans are vulnerable to the harsh weather conditions, especially against storms. Storms can bring serious damage to your static caravan. Make sure that your static caravan insurance will not only cover the damage on caravan itself but also the other items such fixtures and fittings.

•    Contents coverage

The fittings and the fixtures of your static caravan are already included in the insurance of the caravan itself but other items in your caravan such as your gadget, tv, cooking appliances and other portable furniture.

•    Coverage for re-siting costs

The re-siting cost is intended to cover the cost in clearing the debris if worst will happen to your caravan, the cost for installing new plumbing and electrics for the new caravan and other fees that are charged by the park owner.

•    New for old coverage

If your caravan sustains damage beyond repair, the new for old coverage will allow you to receive the same value.

•    Renting out coverage

If you plan to rent out your caravan, renting out coverage will cover your static caravan even when you are not there.

•    Flood coverage

If you are living in a high-risk area, flood coverage is not usually included in the standard insurance coverage.

•    Winter protection

During colder months, your static caravan is becoming more vulnerable. The winter protection will cover your static caravan from the damage caused by freezing, frost and winter storm.

•    Keys and locks

The keys and locks coverage will the cost of replacing the keys and locks in cases such as break-ins.

Protect your hard earned investment and give yourself peace of mind by getting insurance for your caravan. Choose Mandura caravan insurance quotes that provide comprehensive coverage and protection.